There is a good chance that your beverage choice will already be known and offered. Plus, your wait for a financial advisor will be brief.

The First Meeting

If this is your first appointment, we will take some time to find out about you and your family. It is important for us to know the details that have led you to your current position in life. We will also make sure that you have a good understanding of us by providing a brief history of our firm and our associates.

Details of your current financial situation and your short, medium and long term personal investing goals will be asked in order for us to prepare a useful assessment of the strengths and weaknesses of your portfolio. Our recommendations will focus on capitalizing on those strengths and shoring up the parts of your plan that need attention.

The Second Meeting

Your second appointment will be spent on the details of our recommendations relating to your current financial situation. It will address all pertinent areas including investment assets and allocations, the adequacy of your insurance protection, solutions to short term needs, and the building of your retirement portfolio. A detailed explanation of our unique management approach will be presented to show how it impacts your individual investing plan.

We encourage you to participate in this process and ask as many questions as required to understand our approach for your account. Although we are always prepared, we do not expect you to make a decision at this point. You should leave this meeting with a thorough understanding of who we are and how we envision managing your account.

Our Partners 

It is not uncommon for us to solicit the services of an accountant or an attorney for additional planning. In these cases, we will make the necessary appointments and arrange for the initial meeting to occur in our office where you are most comfortable. This puts us in position to help you manage the progress of these outside professionals and to make sure that all details are appropriately addressed in a timely manner. Many of our clients find that this saves them a great deal of time and helps when creating their financial plans.

Learn more about how G.L. Smith & Associates can guide you in personal investing and help you create a plan that aligns with your financial goals.

Call us today at (256) 539-4805 to schedule your free consultation.