Plan Document

Since your company has a 401(k) Plan Document, the first step is for GLSA to review and evaluate your plan for compliance and, if necessary, to recommend changes to make your plan current with all regulations.

GLSA will work with your trustees to organize, implement, and monitor the entire plan process.

Coordinate Compliance Process

As a 3(21) Company Fiduciary, GLSA will provide investment evaluations, screening, mapping, and if, needed, recommendations to improve investment selection.

As a 3(38) Fiduciary, we will provide Investment Advisory Services to the plan participants for education and recommendations in their retirement accounts.

GLSA will offer advice to document and acknowledge duties and responsibilities of all parties, both fiduciaries and non-fiduciaries.

GLSA will assist in insuring that investments are managed in accordance with all applicable laws and the written Investment Policy Statement.

Become Plan Fiduciary

In Retirement Plans which allow participants to direct their own investments, compliance with Section 404(c) of the Employee Retirement Income Security Act of 1974 (ERISA) provides protection for the plan sponsor. Compliance with 404(c) is a primary objective of our services.

GLSA will:

• review all written contracts to determine whether they contain provisions that conflict with Fiduciary Standards of Care,
• insure that applicable Safe Harbor Provisions are available to the sponsor, and
• provide proprietary Tactical Investment Models in addition to traditional mutual funds managers.

Sponsor Plan Documents

GLSA will provide guidance and help prepare all plan documents. We will also familiarize the Trustee and Investment Committee with procedures and responsibilities.

GLSA will review Plan Documents and Investment Policy Statement procedures annually.

We will provide semi-annual economic and investment meetings to review performance and to consult with individual participants by request.

Monitoring

GLSA will continue to monitor the individual and group investment performance and make recommendations to the Investment Committee if any changes are necessary.

All service providers selected by GLSA are chosen on the basis of performance and cost.