Let GLSA be a Co-Captain

At GLSA, we want to be co-captains for you, the plan sponsor and your company. That means we will review your plan, make recommendations, and see that you have the latest requirements, updates, and amendments.

When you choose GLSA, you don’t just get advisors; you get professionals who do most of the work for you. We will make sure your plan stays current; we will notify you of changes you need to make; when necessary, we will attend the meetings of your Investment Committee; we will advise them of all the correct procedures; and we will review and evaluate the investment choices.

What About Your Employees?

With GLSA, you are giving your employees the best.

Your employees are why you have a 401(k) plan, and it is our commitment to provide exceptional customer service and assistance for both you and your employees.

The process starts with evaluating your current investment choices. We will meet with your employees twice a year to discuss the plan, the investments, and the economy, making amendments if needed along the way. Furthermore, GLSA provides state-of-the-art web-based investment advice and selection, and we will go further by inviting each of your employees to a private session to meet with an expert investment advisor.

In addition to helping you select the managers for your 401(k) plan, we will make our proprietary management available to your employees. You, the Sponsor, may choose whether the individual pays for that service, or the Plan pays a flat fee which makes the managers program available to all participants.

“Why are we running the fiduciary obligation that many companies are running away from? Because we have been fiduciaries to our clients since 1985. Putting the interest of the client first is nothing new to us. That is the way we were taught, and that is the way we live.”

Is This the Cheapest Plan?

No. You can absolutely provide a shell 401(k) for a small fee. You have to decide what you want to provide for your employees. Are they experienced and knowledgeable enough to manage investments and then depend on that performance to provide for their future?

If not, they need a professional to help them, which is where GLSA comes into play. In most cases, an experienced professional expects a minimum investment of $200,000 to $1,000,000. Your young employee with $20,000 in her 401(k) may not qualify during her working career.

How can GLSA provide the service? At GLSA, the advisors use proprietary investment programs. Once the investor’s financial situation, goals, obligations, and expectations are understood, the program is designed, allocated, invested, and monitored at the same time and in the same investments as the other participants. This makes it possible for all of your employees to have the same investment program and at the same price that we offer to million-dollar accounts.

Equity investments have been made with modified versions of the same principles since the seventeenth century. Are you ready to change?

Our programs use statistical data to identify the periods of the year which have been the most productive historically. We invest in equity only during that time. The client’s money is moved to bonds or short term investments during less favorable periods.

We do not “buy and hold.” At GLSA, we have a philosophy and a record that say there is a time to hold and a time to sell all of it. We are not always right, but we always have a plan backed by solid statistical data.

Let GLSA help you create a 401(K) plan and provide 401(K) management that is best suited for you and your employees. Call us today at (256) 539-4805 to get started.