
401(k) Investment Philosophy
We have developed a unique approach to managing the risk associated with equity investing by using selective investment periods.
Depending on the size of the Plan, five GLSA Advisor investment models may be available to participants. The models include aggressive through conservative allocations. These models are a blend of two of our main proprietary programs and they offer an alternative to the traditional buy and hold method.
Buy and Hold
- The most likely practiced and defined method of long term equity investing.
- If the right investments are held through market corrections, they will increase in value. Over time, stock goes up, and will continue to do so.
- The most likely practiced and defined method of long term equity investing.
- The investor must endure every market correction and every bear market.
GLSA Program
- Our modification of the “buy and hold” theory, while still maintaining a strong commitment to equity investing.
- Understands that there is a time to be in the market and a time to be out of the market.
- A predictable order applied to an unpredictable environment.
- Based on probability models, we expect the investor to participate in the most productive market periods and avoid the least productive seasons.
- Past performance should not be relied on to indicate future results. These investments may produce a profit or loss in the future.
Contact us today at (256) 539-4805 to learn how G.L. Smith & Associates can help with your investment needs.